Health and Welfare

Current News & Information on ACFC West, Local 2020 Unifor’s Health & Welfare Plan

ACFC West, Local 2020 Unifor offers a Health & Welfare plan for eligible* Members. Coverage is available through Pacific Blue Cross, and coverage is optional. Please speak with Nicole at the ACFC West office for more information.

For information on your Pacific Blue Cross plan, such as: coverage and personal usage, please click here to sign in or register on CARESnet.



If You Have Zero (0) Days in Your Day Bank You May Be at Risk of Affecting Your Eligibility For Benefits

In order to buy days, once a Member in Good Standing’s day bank is exhausted, they must have 10 days minimum in their Day Bank over the course of the two (2) previous years.


It is January 2021, and Jim has no days in his day bank but wishes to buy days to continue to stay on the ACFC West health and welfare plan.  For Jim to continue buying days to stay on the ACFC West benefits plan, he must have a minimum of 10 working days between February 1, 2019, and January 31, 2021, to continue his benefits for the next quarter of benefits starting April 1, 2021. Jim has only accumulated six (6) working days during the two year period which are detailed in his various day bank statements.


So because Jim has only had six (6) days in his day bank over the last two years, he is no longer eligible to buy days and therefore, stay on the plan. Jim’s benefits coverage will be terminated as of March 31, 2021. In order to get back on the plan, Jim will have to have a minimum of one day in his day bank to then pay towards the quarter, or that ACFC can confirm you are working on a signatory production.

As always, if you have any questions or would like additional information, please contact Nicole in the ACFC West office at (604) 299-ACFC (2232) or email

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Pacific Blue Cross

Pacific Blue Cross extended health and dental benefits are available through ACFC West, Local 2020 Unifor for eligible* Members.

For more information about your current coverage, log in to CARESnet at or contact the ACFC West office at (604) 299-ACFC (2232) or email, to receive a benefits booklet.

Links that may be of interest to you:

*Please contact Nicole in the ACFC West office at (604) 299-ACFC (2232) or email, for questions regarding eligibility.

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